用户微信转账被骗;支付宝:很遗憾,电话打得不够猛,还是没拦住

7月24日,南京晨报官微发布了一条消息:“曲折离奇!男子想贷3万却遭遇连环套被骗5400”。紧接着,支付宝官微转载并评论:很遗憾,电话打得不够猛,虽然阻止了黄先生用支付宝给骗子转账,但没能止住黄先生通过其他平台给骗子转钱。

这到底是怎么一回事呢?

根据南京晨报消息,南京市民黄先生(被骗用户)想贷款3万,反而分两次在不同平台被骗。第一次转账在支付宝上黄先生(被骗用户)被支付宝安全系统拦截。而之后在骗子的指示下黄先生(被骗用户)通过微信给骗子转账近5000元,支付宝的“叫醒热线”打电话提醒,但黄先生却一直没有接听。当骗子指示黄先生(被骗用户)要求再转5000元时,黄先生(被骗用户)又发现聊天记录神秘消失,最终察觉被骗。

有网友表示:原来支付宝还有热线电话呀,防诈骗功能,看起来挺酷的。

也有网友调侃到:其他平台,我懂了。

随着移动支付的普及,骗子也与时俱进,将坏心思的算盘打到了互联网上,同时也因为很多网友的防范意思较差,导致了网络诈骗的猖獗,很多被骗者稀里糊涂的就在网上转账了。

马云旗下的金融软件支付宝针对这一情况,就将一项防骗的新功能加进了支付宝的安全系统里;这项新功能主要功能就是当用户转账遇到可疑账户时,安全系统会提示存在的风险,提醒用户取消转账或延时转账,如果用户选择延时转账,发现是诈骗时可以选择报警,支付宝会第一时间冻结这笔交易账款并退回给用户。

对于支付宝这项新功能的发布,编者觉得是真的挺实用的。但在初期测试时,因转账的人太多了竟被用户投诉,支付宝的风控系统识别出异常情况后限制了收款功能。后来经过不断优化,支付宝更是推出了“叫醒热线”功能。

据了解,“叫醒热线”这一功能是支付宝在行业里推出的,当支付宝安全系统识别到诈骗风险时,不仅会在第一时间阻止交易,还会主动致电用户,揭示骗局风险,避免用户通过其他渠道受骗。

支付宝表示:今后将不断优化防骗“叫醒热线”,最大程度阻止被骗,目前这一服务优先提供给50岁以上用户。

写在最后

其实不管是在支付宝里还是在其他金融平台上,作为子女应该多多提醒自己的父母,接到这样的电话一定要听劝,别让坏人有机可乘!

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